How Patch of Land Works for Borrowers

How to start your project with us

Five easy steps to fund your project with Patch of Land

1. 5-Minute Loan Application

Submit a quick application to give us some background information about yourself, your funding needs, and your project—including whether it’s a fix & flip, rental, or commercial property. This will allow us to get a better idea of what you’re trying to accomplish and help us understand how we can help you.

2. Discuss the Opportunity

We will contact you and further discuss your project and funding needs in more detail. Here we will see if we are your best option, answer any questions you may have, and begin the process to get you funded.

3. Fill Out Loan Application Documents

Fill out the formal loan application with personal, property and loan details so we can begin the due diligence process. This is just standard paperwork to help us work efficiently and better suit your needs.

4. Due Diligence Process

We will conduct due diligence process and review all the required documentation, including an appraisal. Typically we can close your loan in as little as seven days. Our process is transparent; we do not charge “junk fees” or hidden fees of any kind.

5. Get Funded!

Patch of Land is a direct lender, meaning we underwrite and fund your loan with our capital, so you can begin your project without delay.