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Interest reserves are allocated prior to day-one disbursement to the Borrower and may be depleted prior to the loan maturity date.

Past performance is not indicative of future performance. Any financial projections or returns shown on the site are examples only and Investors should conduct their own due diligence and not rely on the financial assumptions or estimates that are displayed here.

Fluctuations in the value of the assets that are the subject of any investment are to be expected. Additional risks exist due to a variety of factors, including, but not limited to, leverage, property operations, business risks, management and environmental liabilities. There is a potential for loss of part or ALL of the investment capital, and each investor should understand that all capital invested may be lost. Investors should only consider these investments if they have no need for liquidity and can bear the risk of losing their entire investment.

This website is only suitable, intended and available for accredited investors who are members of Patch of Land and familiar with, and willing to, accept the risks associated with private investments. Patch of Land does not endorse any of the opportunities that appear on this website, nor does it make any recommendations regarding the appropriateness of particular opportunities for any Investor. Each investor must review and evaluate the investments in the investor’s own discretion and determine the suitability of making the particular investment.

Use of this website does not constitute an offer by Patch of Land, Inc. to sell, solicit or make an offer to buy any investment interest or securities. Patch of Land does not give or offer any business advice, investment advice, tax or legal advice to anyone using this website. The services provided by Patch of Land defined in the Terms of Use. All prospective investors must certify that they are accredited investors, suitable for this type of illiquid investment, and must acknowledge that they have received and read all investment terms and conditions.

Neither the Securities and Exchange Commission nor any federal or state securities commission or any other regulatory authority has recommended or approved of the investment or the accuracy or inaccuracy of any of the information or materials provided by or through the website. Direct and indirect purchase of real estate property involves significant risks, including, but not limited to risk related to sale of land, market and industry risks and risks specific to a given property. Investments are not bank deposits, are not insured by the FDIC or by any other Federal Government Agency, are not guaranteed by Patch of Land, Inc., and may lose value.

Patchofland.com is a website operated by Patch of Land, Inc. By accessing this site and any pages thereof, you agree to be bound by our Terms of Use and Privacy Policy. Patchofland.com is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.

Patch of Land, Inc. does not make investment recommendations, and no communication through this website or in any other medium should be construed as such.  Investment opportunities posted on this website are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Patch of Land, and MAY lose value.  Investors must be able to afford the loss of their entire investment.

Patch of Land Lending, LLC is a wholly-owned subsidiary of Patch of Land, Inc. that serves as the originating entity for all loans and operates in California under California Finance Lenders license #60DBO 45420, Oregon Mortgage Lenders license #5384, and NMLS #1286539.

Any financial projections or returns shown on the website are illustrative examples only, and there can be no assurance that any valuations provided are accurate or in agreement with market or industry valuations.  Any investment information contained herein has been secured from sources Patch of Land believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor.   Offers to sell, or the solicitations of offers to buy, any security can only be made through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed on this website, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunities.