Become an Affiliate Partner

Start Earning on Every Deal.

Get Started Now
Or scroll down to learn more about becoming an affiliate.

Are you a Real Estate Investor? Click here.

Make Commission from Your Referrals.
Get Started in Just 3 Easy Steps.

Patch of Land affiliates have partnered with us nationwide across 44 states. Send your referrals, and we'll take care of the rest, while you earn commission on every referral that closes a deal with us.

sign up

1. Sign Up

Simply fill out the form above and we'll send you our Affiliate agreement and the materials needed to get started.

broker deals

2. Refer Leads

Send referrals to a customized landing page developed just for you. We will track your referrals and keep you informed regularly.

earn commission

3. Get Paid

For each referral that funds a loan through Patch of Land, you’ll earn commission on the deal. Send us referrals and start collecting cash!

We Have a Diverse Range of Lending Programs for Your Referrals.

fix and flip

Fix & Flip

Our Fix & Flip lending program is our most popular offering, with rates from 7.5%, LTV up to 85%, and coverage of up to 100% of your client’s rehab budget.

  • Purchase or Refinance
  • Renovation
  • $75,000 to $3,000,000+
  • 12-Month Loan Term
rental

Rental

With a wide variety of loan term options from 2 to 30 years, our rental loans are an attractive offering for borrowers looking to enter the rental market. Rates start at just 5.99%.

  • Purchase or Refinance
  • Interest-Only Options
  • $75,000 to $5,000,000
  • 24-Month, 5/10/30-Year
commercial

Commercial

Purchase, refinance, or renovate commercial properties. Our commercial loans start at 8.5% and can be used on multi-family, retail, office, and mixed use buildings.

  • Purchase or Refinance
  • Renovation
  • $250,000 to $5,000,000
  • 12-Month Loan Term
fix and flip

Ground-Up Construction

With housing supply lower than ever, more borrowers are looking to ground-up construction to raise their investment game. We offer competitve rates from 9.25%.

  • New Construction
  • Up to 70% LTV
  • Up to $5,000,000
  • 12-Month Loan Term

We'll Can Fund Your Real Estate Investor Referrals.

Fast & Secure Closings

We offer access to consistent capital across a variety of channels, which translates to fast and reliable funding for borrowers. We underwrite all our loans, cutting out the middleman and cutting down processing time.

close quickly
competitive rates

Competitive Rates

Our short-term rates on fix & flip loans start from just 7.5%. Our long-term rental program offers rates from just 5.99% on terms of 5, 10, or 30 years.

Send Your Referrals Easily

Send your leads to your own Patch of Land landing page. Once your referral fills out sends their information to us, we'll reach out and get started.

marketing
grow your business

Let Us Take Care of the Work

Once we've got your referral's information, our team of sales professionals and underwriters will take care of the work. If your referral's deal closes, we'll send you a check!

Funding for Fix & Flips, Rental Properties, & Commercial Projects

Whether your referral is looking for capital for a Fix & Flip, Rental, or Commercial property, we have a loan program to meet their needs. Once they've funded your first loan, faster approval times and more financing options can make the process even easier for future loans.

 

Fix & Flip

Short-Term Rental

Long-Term Rental

Commercial

Ground-Up Construction

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Small Commercial
Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Single Family Residential
2–4 Units
Condominiums
Multi-Family (5+ Units)
Mixed Use
Office
Retail
Single Family Residential
2–4 Units
Condominiums
Multi-Family (5+ Units)
Loan Amount $75,000 to $3,000,000+ $75,000–$3,000,000+ $75,000–$5,000,000 $250,000–$5,000,000 Up to $5,000,000
Loan to Value (LTV) Up to 85% on Purchase
Up to 75% on Refinance
Up to 75% Up to 80% on Purchase
Up to 75% of R/T Refinance
Up to 65% on Cashout
Up to 80% Up to 70%
Rent Coverage Ratio N/A 1.25x N/A 1.1x N/A
Loan Term 12 Months
(No Prepayment Penalty)
24 Months
(With 1 Year Extension Option)
5/1 ARM, 10/1 ARM, 30-Year
(Interest-Only Option)
12 Months
(No Prepayment Penalty)
12 Months
(No Prepayment Penalty)
Minimum FICO 600 600 620 600 600
Interest Rate From 7.5% From 7.5% From 5.99% From 8.5% From 9.25%
Proceed Usage Purchase
Refinance
Renovation
Bridge
Cashout
Purchase
Refinance
Bridge
Cashout
Purchase
Refinance
Cashout
Purchase
Refinance
Renovation
Bridge
Ground-Up Construction
 

Fix & Flip

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Small Commercial
Loan Amount $75,000 to $3,000,000+
Loan to Value (LTV) Up to 85% on Purchase
Up to 75% on Refinance
Rent Coverage Ratio N/A
Loan Term 12 Months
(No Prepayment Penalty)
Minimum FICO 600
Interest Rate From 7.5%
Proceed Usage Purchase
Refinance
Renovation
Bridge
Cashout
 

Short-Term Rental

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Loan Amount $75,000–$3,000,000+
Loan to Value (LTV) Up to 75%
Rent Coverage Ratio 1.25x
Loan Term 24 Months
(With 1 Year Extension Option)
Minimum FICO 600
Interest Rate From 7.5%
Proceed Usage Purchase
Refinance
Bridge
Cashout
 

Long-Term Rental

Project Type Single Family Residential
2–4 Units
Condominiums
Loan Amount $75,000–$5,000,000
Loan to Value (LTV) Up to 80% on Purchase
Up to 75% of R/T Refinance
Up to 65% on Cashout
Rent Coverage Ratio N/A
Loan Term 5/1 ARM, 10/1 ARM, 30-Year
(Interest-Only Option)
Minimum FICO 620
Interest Rate From 5.99%
Proceed Usage Purchase
Refinance
Cashout
 

Commercial

Project Type Multi-Family (5+ Units)
Mixed Use
Office
Retail
Loan Amount $250,000–$5,000,000
Loan to Value (LTV) Up to 80%
Rent Coverage Ratio 1.1x
Loan Term 12 Months
(No Prepayment Penalty)
Minimum FICO 600
Interest Rate From 8.5%
Proceed Usage Purchase
Refinance
Renovation
Bridge
 

Ground-Up Construction

Project Type Single Family Residential
2–4 Units
Condominiums
Multi-Family (5+ Units)
Loan Amount Up to $5,000,000
Loan to Value (LTV) Up to 80%
Rent Coverage Ratio N/A
Loan Term 12 Months
(No Prepayment Penalty)
Minimum FICO 600
Interest Rate From 9.25%
Proceed Usage Ground-Up Construction

Ready to Partner with Patch of Land? Fill Out the Form Below:

Start Earning Your Commission. Get Started with Patch of Land.

Get Started Now